Zagrebačka banka, part of UniCredit Group, in collaboration with Asseco SEE in Croatia is once again bringing innovation to the Croatian banking market. Asseco SEE has implemented the HCE solution for all MasterCard and Maestro cards of Zagrebačka banka.
By implementing the solution, clients of the bank can use their mobile phones at the point of sale in the same way as they would use physical cards. Unlike plastic cards, mobile phone payment provides an additional form of security, allowing instant insights into spending as well as post-payment notifications.
Asseco SEE employees from Authentication and Mobile teams worked closely with their colleagues from Zagrebačka Banka to implement the HCE solution.
UniCredit Bank B&H has also started offering contactless payments to its clients through POS terminals by means of Android mobile phones, supported by the HCE solution developed and implemented by Asseco SEE and Payten. A new mobile wallet has been integrated with the existing mobile banking application, m-ba, which was previously developed by Asseco SEE experts as well.
Customer experience excellence
Our team has worked together with UniCredit B&H to come up with the best possible customer experience for end customers. As a result, end customers have smooth customer experience without the need to provide additional cardholder identification and verification (ID&V). Payten/Asseco SEE is also a wallet service (WS) provider, which offers hassle-free customer experience while using a mobile wallet which is integrated inside the existing mobile banking application and customized to each client’s needs. More information about the implemented service is available on the website of UniCredit Bank B&H.
The best technological partner to banks
All Payten/Asseco SEE HCE components are certified by MasterCard and installed in the UniCredit environment. With the goal to be the best technological partner to banks, Payten and Asseco SEE also provided support to UniCredit Bank B&H in terms of the MasterCard certification process.