Payten has recently implemented a SoftPOS solution in the Hipotekarna Banka in Montenegro. As a leader in banking innovations on the Montenegrin market, Hipotekarna banka can now offer its clients practical, simple, and secure contactless payment, anytime and anywhere, via mobile application. This way, the mobile phone becomes a POS terminal - a terminal for payment via payment cards and a mobile wallet. MojPOS application is easy to use - it is enough to have an Android device and submit a request to the bank via the site. What makes the application unique is that it was created in cooperation with Mastercard and Visa.