Functionality

• Extreme flexibility
• Database management:
  
  • Any database schema
  • Any business flow
• Data collection:
  • Real-time
  • Near real-time CDC (change data capture)
  • Batch
  • File upload
• InACT® Benefits
  
  • Enterprise wide risk management platform covering all channels
  • Customer/merchant-centric fraud detection to monitor fraudulent activities through all transactions and channels
  • Lower false/positive ratio without influencing customer experience while managing risks
  • Risk prevention againsts modern fraudulent attempts like man in the middle/browser/mobile
  • Able to create complicated scenarios utilizing GUI based scenario creation wizard by business users
  • Optimised business workflow to improve operational efficiency and higher level of achievement in detection / prevention
  • Customer/employee profiles can be created by business users to identify unusual behaviors.
  • Analyst's own files (suspicious customer / employee list) can be uploaded to InACTâ and used in scenarios
  • Included case management to investigate / corrolate cases and create history
  • Fraud analysing using geolocation, device profiling, white lists, black lists
  • Capability of widely integration to back-end and front-end solutions
  • Assignment of best suited alerts to team members through risk aware workload distribution
  • Audit proof operation with full audit logs, four eyes principle, alerts and actions history
  • Real-time, near real-time and batch scoring/monitoring
  • More than 10x automatic outbound checks with IVN and TTS
  • Point of comprise feature to identify place of fraud (CPP – common point of purchase)
  • Licensed per channel, number of accounts and modules that lowers TCO and increases ROI
• InACT® Technical Features
  
  • Flexible data structure
  • SQL based script definition
  • SQL based statistics definition
  • File upload to database
  • Web based application, developed with Java
  • LDAP integration
  • Multi-language support for user screens
  • Multi-institution and multi-organization support
• Multi-institution & ‘Maker Checker’
  
  • InACT® is designed to serve multi-institutions and business units within a single installation. Authorizations defined in InACT® are institutional level and organizational unit level.
  • ‘Maker Checker’ feature enables authorized business user to approve changes and definitions made by another user in the team such as changes in scenario definitions.
• Covering fraud:
  • Issuing fraud
  • Acquiring fraud
  • Internet banking fraud
  • Mobile banking fraud
  • Call center fraud
  • Branch operations fraud
  • Internal (employee) fraud
  • Internal control