Business Benefits
- Trides ACS – Benefits for Issuers
- Adds significant value to existing product offerings by enabling the authentication of Internet transactions and reducing fraudulent transactions.
- Increases Issuer’s online brand visibility because the Issuer is involved in each transaction.
- Provides Issuers with the opportunity to leverage existing cardholder authentication techniques already used in online banking services.
- No special application software is required on the cardholder’s access device.
- Trides MPI – Benefits for Merchants and Acquirers
- Decrease in disputed transactions, chargeback liability is on Issuer/Cardholder.
- Increased sales due to consumer’s confidence in online purchasing.
- Ease of integration with merchant legacy systems.
- Minimal impact on merchant’s interaction with consumer.
- Reduced risk of fraudulent transaction.
- Trides ACS and MPI – Benefits for Cardholders
- The same authentication window and the same credentials used when shopping at different websites.
- Increased confidence when purchasing over the Internet.
Technical Specification
- 3D Secure Compliance and Certification
- Verified by VISATM
- MasterCard SecureCodeTM
- American Express SafeKeySM
- Diners Club ProtectBuySM
- JCB J/SecureTM
- Platforms
- Red Hat Linux 6.x, 7.x
- IBM AIX 6.1, 7.x
- Microsoft Windows Server 2008R2, 2012, 2012.R2
- Sun Solaris 10, 11
- Application Servers
- Apache Tomcat 7.x, 8.x
- IBM WebSphere 8.x
- Web Servers
- IBM HTTP 8.x
- Microsoft IIS 7.5, 8.x
- Apache HTTPD 2.2.x. 2.4.x
- Databases
- Oracle 11g, R2, 12c
- IBM DB/2 9.7, 10.x, 11.x
- PostgreSQL 9.x
- MS SQL 2012, 2014
- Hardware Security Modules
- Thales nShield
- Thales PayShield
Product components
- Trides ACS
- integrated enrollment service, enabling AE (Automated Enrollment) and ADS (Activation During Shopping)
- integrated AACS – Attempts Access Control Server
- multiple directory servers support (MasterCard, VISA, American Express, Diners Club, JCB)
- support for different HSM devices
- support for different authentication mechanisms (static password, hardware tokens, SMS, mobile token, MasterCard CAP and VISA DPA)
- support for multiple financial institutions
- adjustable user interface, dependent on card properties
- adjustments of authentication properties to the cardholder level
- multi-language support
- different levels of administration through assignment of different roles and access rights
- e-mail notifications for cardholders and administrators
- Trides ACS Administration
- configuration of properties and features (directory servers, financial institutions, authentication modules, keys, etc.)
- solution monitoring and reporting (audit and transaction logs)
- Trides MPI
- support for multiple payment schemes
- DS storage
- API integration with all leading web technologies
- multi-language support
- support for automatic e-mail notifications
- optional support for HSM devices
- Trides MPI Administration
- properties maintenance, key and certificate handling, reporting and monitoring (audit and transaction logs)
